Terms & Conditions
Introduction
This website (hereinafter «Website») is the property of Fidem Financial OU. (Registration number: 16013157, with address: Harju maakond, Tallinn, Kesklinna linnaosa, Narva mnt 7, 10117, EE). If you use our services and provide your personal information, you accept and agree to comply with all of the Terms below. Please read our Terms and Conditions.
We reserve the right to change these Terms and Conditions at any time without notice. You are solely responsible for and agree to periodically review the Terms and Conditions of this Site.
All Fidem Financial OU services. are subject to these Terms and Conditions of use of the Website.
The end of our website
The purpose of this website is to compile online loan offers, provide information about market offers and choose the best offer for you. The use of this website (www.crezu.es) is free of charge. Loan providers pay Fidem Financial OU. by the service of sending requests and customer data. The Website does not provide loans but collects and compares offers from third parties. The Website displays links from this Website to third party websites for informational purposes only. We are not responsible for their content, as we do not check these websites and they do not belong to us.
Fidem Financial OU. it also collects all the data relating to you and provides it to Creditoy loan providers via API to find a better deal for you. Fidem Financial OU is not able to forward credit information about you and the loan you wish to receive, unless you fill in all the boxes on the application form and click the button.
Terms of Use
Users of the Website may only be persons over the age of 18. Minors under the age of 18 are not allowed to use our services and are therefore not eligible to use our services. Authorized to send us your personal data.
You are solely responsible for your use of the Site. By providing your personal information on this Site you agree that this information will not be confidential. Your data and data relating to the credit you wish to receive may be shared con las Third-party financial companies. Providing such information will make it easier for loan providers to make the appropriate decision about whether to grant it, and if so, the terms and conditions.
Applicable legislation
These Terms and Conditions shall be subject to the laws in force in the Kingdom of Spain.
Limitation of Liability
The Website may contain third-party links, but it does not guarantee or assume responsibility for the accuracy and timeliness of the content of third-party information on the Website and is not responsible for any damage arising from the use of its content. At any time, without prior notice and without justification, Fidem Financial OU. may terminate the provision of its services.
We do not warrant that this Site will operate uninterruptedly or be error-free.
Fidem Financial OU. does not assume any responsibility for the user’s decisions, made based on the information presented on the Website. We are not responsible for any damage that may be caused by the use of the information displayed on the Website.
Fidem Financial OU. assumes no responsibility for decisions made by a loan provider based on information submitted by Credito and loan providers.
Data protection
Fidem Financial OU. undertakes to treat with the utmost privacy, security and confidentiality all information freely provided by the user through the forms on the website.
The basis for the processing of personal data is provided for in Article 6 (1) (b) of the General Data Protection Regulation.
The user is solely responsible for the veracity of the data provided to the Website. The user undertakes not to enter false data. In the event that a user enters false data or data relating to another person without their consent, the Website is not responsible for the processing of the same.
By accepting the legal conditions of the Website, you are informed and authorise that the data completed in the forms on the Website may be transferred to companies that offer microloans and therefore process your data in order to be able to process the loan requested by you.
You may withdraw your consent to the sending of commercial communications and/or advertising at any time.